Walton on Thames proving to be a Magnet for Retirees
A significant number of people who live in Walton on Thames face a daily commute to London every day, and although they meet the occasional complication in general they manage to get to work on time. There will no doubt be times when they’d rather not have to face the journey, but overall it’s a small price to pay for working in a vibrant city and living in a pleasant town.
There is also a sizable proportion of Walton’s population who have retired from the rat race altogether, and for them our lovely town offers the perfect location for a very happy and relaxing lifestyle. It’s a quiet and peaceful place in which to live, yet it offers all the amenities you’d expect from a modern, well-appointed spot with a number of impressive features.
While the majority of retirees are happy to leave the commute behind them, they are still pleased to know that London is only a short train journey away. There’s something rather exciting about the fact that one of the world’s most iconic cities is so easy to get to, and of course it’s also extremely easy to get away from at the end of a hard day’s sightseeing!
Always something to see, always somewhere to go
On any sunny weekday morning, you’re likely to see a number of retired people enjoying the sunshine in the parks and open spaces of the local area. Perhaps the most popular location of all is along the banks of the river, because refreshing walks with excellent views are always a pleasure.
The area around Walton on Thames High Street is home to a great selection of cafés and coffee bars which are perfect for meeting up with old friends. While many of the locals are toiling away in the offices, workshops and factories of London, retired members of our community are able to enjoy some quality time with loved ones over some delicious refreshments.
A significant number of retired locals once lived in London, and moved south in order to escape the hustle and bustle of the metropolis. Finding a house for sale in Walton on Thames is so easy, and there’s such a wide selection of properties to choose from. From cosy new apartments to grandiose old houses, you’ll always be able to find something that ticks all of your boxes.
Five Reasons for Vendors to Love the Summer
We all know that the summer season is a good time of year for ice cream sellers, manufacturers of garden furniture and seaside hotels, but did you know it can also be perfect for those who put their houses on the market? Buyers are on the lookout for the right property at any time, of course, but there is something special about the summer. Here are five reasons why.
Seeing everything in a new light
Whether you have a cosy flat or an expansive house to sell, you will want to present it in the best possible way, and it’s generally easier to do that during the summer. One of the vendor’s best friends is natural daylight, and of course there’s plenty of that at this time of year. Potential buyers can see your garden in all its glory and your rooms will be basking in natural light.
More time to shop around
Most buyers, even the most dedicated ones, will only have a certain amount of tolerance when it comes to viewing properties. They will set aside time to find the home of their dreams, and in many cases they will have a higher threshold in the summer than they would in the winter. It’s always more enjoyable to shop around when the days are longer and the temperatures are higher.
It’s a mood thing
Potential buyers will often be guided by their current mood, and in the majority of cases we tend to be happier in the summer than in the winter. It’s too easy to see negatives in a home when it’s cold and rainy outside, especially if the buyer has just suffered an uncomfortable and unpleasant journey in order to arrive for the viewing. An air of contentment can often make all the difference.
The garden can seal the deal
For most of us, the garden becomes something of a no-go area in the winter. Tables, chairs, children’s toys and planters are often put into hibernation in the shed, and the area is hardly seen as a crowd-pleaser. In the summer, however, it can be colourful, vibrant, attractive and, above all, inviting. For buyers, a beautiful garden can be just as important as a beautiful house.
Appeal to the whole family
Parents with young children will often find it difficult to view as many properties as they’d like, partly because of the need for child-minders and the pressures of school commitments. During the long summer holidays, however, the whole family can come along, enabling buyers to view more houses and, hopefully, to find the one that ticks the right boxes for everyone.
Statistics reveal a continuing increase in the popularity of renting
We have seen many reports in the media recently in regard to the number of people in the UK who are either renting or buying their own property. Over the past decade or so, there has been a sizable shift to private renting, and this is a trend that looks likely to continue in the coming years.
The statistics seem to back up the impression that fewer people are paying a mortgage now than in the past. The regular information gathered by the English Housing Survey has provided us with a number if interesting facts and figures, and in many cases they have proved somewhat surprising.
Figures published recently cover the period between 2013 and 2014, and they show that more people have paid off their mortgage in full than are still paying a mortgage. This is a clear indicator that fewer people are signing up to such deals, and are choosing to rent instead nowadays.
Mortgage numbers are dwindling now
According to the influential This Is Money website, the number of people with a mortgage has dropped to levels last seen in 1985, while renting is at its highest for more than 30 years. Much of this swing has been as a result of economic uncertainty during the recent global recession.
One in ten English households are now rented from a housing association, while around 7% are rented from a local authority. There are also around 4.4 million homes in England which are rented from private landlords, an indicator of the rise in buy to let (BTL) ownership.
There are a number of properties to let in and around Walton-on-Thames, and many of these would have been in the hands of owner-occupiers at one time. The local rental market is a thriving one, in part perhaps because of the popularity of this particular neck of the woods.
The cost of renting when compared with the cost of having a mortgage has been the subject of great debate over the years, but in truth the plus or minus points of each option will vary depending on the circumstances of the people in question. Average weekly costs of renting in England (£176) are, however, higher than average weekly mortgage repayments (£153).
Local authorities in most parts of the country have been under increasing pressure to build more housing, so it comes as no surprise to discover the rise in the number of dwellings in England. In 1996 there were 20.3 million, but this rose to 23.3 million in 2013.
The figures reveal some fascinating trends in the housing sector, and they serve once again to remind us that nothing ever stands still here. The coming years will continue to provide challenges to everyone involved in the industry, and here at James Neave we are always happy to be part of the process.
Be Sure to Choose the Removals Firm that Matches Your Needs
They say moving house is one of the most stressful activities we ever engage in, but the truth is that it can be made less tiresome if you choose the best professionals in your area. A team of dedicated experts can take much of the stress away from you, so be sure to choose a company that ticks all the right boxes.
Once you’ve decided to buy a house you need to make arrangements for the move, and that includes searching for the right movers. There are plenty to choose from in the UK, of course, but how do you know which among them will be the right ones for you and your family?
Perhaps the best indicator of any company is word of mouth, so be sure to ask friends and neighbours if they are willing to recommend a particular firm. If you hear nothing but negative feedback about one or two organisations, it would be a good idea to avoid them altogether.
When you are ready to contact one of more of the local removals companies, be sure to have a checklist of questions that you would like answered. This list should include items such as:
Insurance Details – While we all hope nothing will ever be broken, it can happen, so you will want to know what provisions are in place should the worst case scenario take place
Price – Every removals company will be able to give you a quote based on the task in hand, so make sure you have a final price to take into consideration. Remember, the cheapest is unlikely to be the best
Extra services – It’s always a good idea to ask whether the company will lend you packing boxes, and whether they are prepared to plumb and un-plumb various domestic appliances
Approach – This is an important issue to consider, although it’s one that won’t affect the overall price. If the company offers a pleasant and friendly approach, it may help to make the big day more enjoyable. And always remember, removals people generally love tea and biscuits!
Thanks to the internet, it’s possible to find plenty of information about the various companies in advance of booking their services. Those with positive reviews tend to be the ones to choose, so be sure to check the web at some point.
Here at James Neave the Estate Agent, we are always happy to offer advice and guidance along the way, whether you’re buying, selling or both. Be sure to contact us for more information.
Peace of Mind for All, thanks to Client Money Protect
Here at James Neave the Estate Agent, we are committed to protecting our clients at all times, and that’s why we are proud to have become members of Client Money Protect (CMP), a scheme that has been designed to give more security to landlords and tenants in the UK.
We all know how important it is to have peace of mind, especially when we enter into long-term financial commitments. There are so many boxes to be ticked before a new tenant takes the keys to a property from a landlord, so it’s reassuring to know that the issue of financial security has been taken care of.
Client Money Protection Insurance gives both sides of the transaction a degree of confidence that was missing in previous years. It works in a simple way, providing a means of redress for anyone who has had money stolen or misappropriated by business owners, landlords or tenants.
James Neave the Estate Agent are proud to have become members of this scheme, which offers protection beyond that of the usual legal rights of all parties. In a perfect world, there would of course be no need for extra protection, but there have been a number of occasions in recent times when things went awry.
The UK’s Property Ombudsman reported a 37% increase in disputes against letting agents over the past twelve months, but as more and more agents decide to become members of CMP this number is expected to decline. A letting agency such as ours can now offer yet more protection to both landlords and tenants.
In recent years, the number of people choosing to rent instead of buy has risen dramatically, so it’s more important now than ever before to make sure you are using an agency that has access to an approved redress scheme should something start to go wrong.
According to the Office for National Statistics, some 8.3 million homes were occupied by rent-paying tenants in 2013. This figure represents around 36% of the total number of properties in Britain. Any addition to the levels of protection afforded to both landlords and tenants should be welcomed by all. Going forward, there is a hope that greater confidence in the whole process will continue to grow, and that’s why James Neave the Estate Agent is delighted to be able to offer clients the extra peace of mind.
38 High Street, Walton on Thames, Surrey, KT12 1DE
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